Medicaid is a federally funded health insurance program for low-income and elderly individuals. Unlike the Medicare program, the Medicaid program is income-based and reserved for certain groups of individuals with limited means and resources. Medicare is age-based and does not depend on an individual’s income. Medicare is available to U.S. citizens and other legal residents who are at least 65. In Texas, residents with limited means may qualify for Medicaid insurance if disabled, blind or at least 65 years old. If you are under age 65, you must have a certified disability and have limited income and resources or you must be blind and have limited income and possess limited resources.
If you qualify for Medicaid medical insurance, you may be able to receive medical and mental health services for little or no cost. If you need long-term nursing care and home health care, you may be able to receive these services at no cost. Unlike Medicare, the Medicaid program pays for most of these costs, regardless of the length of time.