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4 Common Mistakes When Creating a Will

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It is difficult to think about what might happen to your loved ones and your assets after you're gone. That's why many people put off creating a will even though they know it's an extremely important thing to do. Caring.com reports that the number of Americans who have a will went from 33% in 2022 to just 24% in 2025. The main reason for not having a will was simply that people "hadn't gotten around to it". The second most common reason for not having a will was people thinking they don't have … [Read more...] about 4 Common Mistakes When Creating a Will

One Estate Planning Task To Take Care Of Every Year

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Estate planning requires thinking about pretty unpleasant topics, like what is going to happen after your death. Since this isn't a fun subject to consider, it's not a surprise that many people put off creating an estate plan. Many people also make a plan, but then assume that they are done and they don't have to think about it anymore. That can be a mistake. Estate plans require updates! Outdated plans lead to stress, hassle, and expense for your loved ones who you leave behind when you … [Read more...] about One Estate Planning Task To Take Care Of Every Year

Texas History & Lore: A Unique Celebration in Bertram, Texas

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THE OATMEAL FEST: Nestled in the Texas Hill Country, the town of Bertram comes alive each year with a unique and quirky celebration known as the Oatmeal Festival. This annual event, held on the weekend before Labor Day, is a testament to the town’s community spirit and its connection to a neighboring town named Oatmeal. The Oatmeal Festival began in 1978 as a way to bring together the communities of Bertram and Oatmeal, both located in Burnet County. Over the years, it has grown into a … [Read more...] about Texas History & Lore: A Unique Celebration in Bertram, Texas

Medicaid vs. Long-Term Care

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One of the most uncomfortable things you might have to do in your lifetime is plan for when you're not around. To that end, you may want to use legal documents like a will or trust to pass assets on to your loved ones. But another sobering thing you can't overlook is the need for long-term care. In short, most people need it. According to the Office of the Assistant Secretary for Planning and Evaluation, 70% of adults who survive to the age of 65 will have "severe" needs for long-term service … [Read more...] about Medicaid vs. Long-Term Care

Texas History & Lore: The Broadway Legend from Wichita Falls, Texas

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TOMMY TUNE, the acclaimed Broadway choreographer and performer, hails from Wichita Falls, Texas. Known for his towering height (6′ 6″) and remarkable talent, Tune has won numerous awards for his work on Broadway, including ten Tony Awards, the National Medal of Arts, and a star on the Hollywood Walk of Fame. Tommy Tune’s versatility and talent have made him a Broadway icon. He is the only person to win Tony Awards in the same categories – Best Choreographer and Best Direction of a Musical – … [Read more...] about Texas History & Lore: The Broadway Legend from Wichita Falls, Texas

Crucial Estate Planning Instruments

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When you are making an estate plan, it is often difficult to know exactly where you should start. There are a lot of different instruments you may need depending on your goals for your legacy and your specific family situation. Still, there are a few basic instruments that just about everyone should make sure to have in place. Here are three of the most crucial estate planning instruments that just about everyone needs: 1. A Last Will and Testament. Recently, a Yahoo article revealed some … [Read more...] about Crucial Estate Planning Instruments

Texas History & Lore: The Legacy of Pat Neff Hall

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BAYLOR UNIVERSITY, a key institution in Waco, Texas, is known for its commitment to education and tradition. A symbol of this legacy is Pat Neff Hall, named after the 28th Governor of Texas, Pat Neff, who also served as Baylor's president during a period of significant growth in the 1930s. Amid economic challenges, Baylor saw a surge in enrolment under Neff's leadership, leading to overcrowded classrooms. The university capitalized on a $50,000 grant from the General Education Board to … [Read more...] about Texas History & Lore: The Legacy of Pat Neff Hall

5 Key Things About Medicaid Planning

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It's easy to think of Medicaid as a program that provides health coverage for low-income people. But Medicaid often serves another important role -- covering the cost of long-term care for older Americans who need it. There are many people who do not qualify for Medicaid until they're older and well into retirement. And at that point, Medicaid can become a true lifeline for people who need long-term care. The Administration for Community Living says that the typical person turning 65 has an … [Read more...] about 5 Key Things About Medicaid Planning