A Roth IRA has some important distinctions from a traditional IRA, and, depending on your tax bracket, your retirement needs, and your estate planning goals, a Roth could be a much better option for you. So, what's the difference between the two types of IRAs? The Traditional IRA A traditional IRA is a "tax-deferred" retirement account. This means that contributions are generally tax deductible for the year in which you make them, but when you retire and begin to withdraw money from your … [Read more...] about Why are Roth’s Such a Big Deal?